Google has introduced a new Google Wallet feature that allows parents in the United States to create a secure digital balance for children and teenagers under 18, giving young users a controlled way to make contactless payments while keeping parents firmly in charge.

Under the new system, parents can transfer money directly to a child’s Wallet balance, set spending limits and monitor transactions through Google Family Link. They can also lock or unlock the balance instantly, giving them greater oversight of their children’s spending.

Children can use the balance to make tap-to-pay purchases at participating stores through NFC-enabled Android phones or Wear OS smartwatches. The feature does not support online purchases, according to Google and TechJuice.

The service does not require children to open a separate bank account, positioning the feature as a digital alternative to traditional pocket money while introducing younger users to basic money-management habits.

Google said scheduled recurring payments will also be introduced soon, potentially allowing parents to automate regular allowances.

For now, the feature is limited to the United States, and requires a supervised Google Account, a Google Family Group and an eligible Android or Wear OS device.

The move comes as technology companies increasingly seek to bring younger users into digital payment ecosystems while adding parental controls designed to address concerns over children’s financial safety and online spending.